Property & Casualty software, since 1999

Enterprise software for the evolving needs of the insurance industry.

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Who We Serve

Every line of business, on one platform.

From small mutuals to specialty MGAs — Atlas flexes to the way you actually write business.

01
Multi-line P&C
Personal, commercial, package. Policy, billing, claims, reinsurance. ACORD output, dec pages, bureau and independent filings. Bundled or standalone — one rating engine for every program.
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02
Workers’ Comp
NCCI and independent bureaus. Experience mod, retrospective, large-deductible, pay-as-you-go. Medical-only, indemnity, FROI/SROI, audit workflows. Statutory-ready WC, every program.
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03
Surety Bonds
Contract and commercial. Policy, billing, claims, accounting. Financial analysis, WIP, bond libraries, rate configs. Carrier, broker, principal, obligee, producer — one view.
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04
Specialty Lines
MGA programs, E&S, non-admitted. D&O, E&O, cyber, inland marine, builders’ risk. Multi-program, multi-MGA, white-labeled portals. Same core as admitted — every specialty on one instance.
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Our Solutions

One platform for the full policy lifecycle.

Atlas unifies policy, billing, claims, and reporting on one modern, mature framework — purpose-built for small-to-mid-size P&C carriers, without the rip-and-replace.

01
Policy Administration

Fully automated underwriting across the entire policy lifecycle. Personal, commercial, and specialty lines. Straight-through processing, 360-degree policyholder view, endorsements, renewals, premium audit, reinsurance.

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Billing & Accounting

Seamlessly integrated with Policy and Claims. Direct bill, agency bill, account bill. Multiple payment methods, commission processing, pay-as-you-go WC, automated lockbox reconciliation, full cash receipt management.

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Claims Management

From FNOL to settlement. Dynamic claim intake, centralized data, reserve worksheets, flexible payments, catastrophe management, automated escalation alerts, full recovery management, WC regulatory compliance.

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Management & Statutory Reporting

NAIC-aligned reporting across every jurisdiction. Financial, underwriting, claims, agency, and reinsurance reports. ISO, TICO, TASI, NAII. Flexible scheduling, export to Excel/PDF/CSV.

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Agent Portal

Feature-rich, configurable portal for agents. Real-time policy forms, claims history, billing management, multiple payment methods, e-signature, mobile app. Permission and role-based access controls.

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Partner Ecosystem

Pre-built API integrations with best-of-breed data, payments, and analytics partners. LexisNexis, CoreLogic, Vertafore, and 20+ extended solution partners. Lower distribution costs, faster product development.

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The Atlas Platform

One system of record. One source of truth. Every line you write.

Atlas administers policy, billing, claims, and reporting on one modern, mature framework. Underwriters, adjusters, and finance teams work the same data, configured for your book.

  • ✓Battle-tested framework, adapts to every line of business
  • ✓Real-time reporting
  • ✓Native agent portal + open APIs
  • ✓Built and implemented by the team that writes the code
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"PCMS didn't just give us software. They gave us a partner who understood our business from day one — and built exactly what we needed to modernize without disruption."

Triangle Insurance
Multi-line P&C · In production since 2019